Life Insurance

How much would you pay for piece of mind that your family will be taken care of financially should the worst happen to you? 

The answer could be as little as £30 per month! obviously depending on circumstances and cover amount. 

Life insurance is a very competitive sector of the insurance world, which is great for you as it means that insurance companies are more willing to provide cover at a lower amount. In Guernsey life Insurance is a tax free lump sum payment made to your beneficiaries on your death or diagnosis of a terminal illness.

How can Fairfield help me?

You may already know how much you need and could go direct to one of many insurance companies promising you a free pen for signing up, but the reality is there are so many options available, how do you know which one is the best for you and your family's circumstances? do you need a waiver of premium, a 10 year plan, and what if these circumstances change? this is where our advisers can help, by negotiating with the insurance companies and taking into account your circumstances, to ensure you have the right policy for your needs.

Though the biggest benefit offered by financial advisers is when it comes to the claim stage. We know that this is obviously going to be a very distressing time for those that you leave behind. We can be a familiar voice on the end of the phone dealing with the claim in a sensitive and human way.  As advisers we phone the insurance company on your beneficiaries' behalf, arranging everything needed for a successful claim.